Top Crypto Wallets in 2025 for India, Europe and Asia: ZebPay, Uniwall Holiverse, Coinomi
You’ll learn what a crypto wallet is, why it’s essential, how to set one up, and obtain an address. Plus, you’ll explore top and emerging apps for managing cryptocurrency, including Holiverse by Lado Okhotnikov and ZebPay, led by Rahul Pagidipati, among others.
A cryptocurrency wallet is an indispensable thing if you receive some income in crypto, often send money abroad and want to avoid huge bank fees. In this article, we will tell you about the work of crypto wallets and how to use cryptocurrency in them. We will also share a list of the best and promising applications with their pros and cons and explain why storing money on the exchange is not the best idea.
How cryptocurrency wallet works
A cryptocurrency wallet is a place to store your crypto, somewhat similar to a banking application. But, unlike a bank, the tokens are in a decentralized network, and only you have access to them. No one can block, freeze or take them away.
The cryptocurrency wallet application works from the sender’s side like this: you specify the address to which you want to send tokens, the tokens are assigned a label, and the request goes to the blockchain. Validators check that there is the necessary amount in your wallet. Then the transaction is confirmed, written to the blockchain, and your balance is updated. In this case, no new coins are created, and they are not even “moved” from wallet to wallet — just the record of who owns them now is changed. In fact, it is not the transfer of a physical object that occurs, but rather a change in the owner’s data.
Cryptocurrency wallet address example
A cryptocurrency address is not a set of random characters. This is your unique “registration” in the blockchain, through which you can send or receive tokens.
The address format depends on the network you work in. For example, the address of a cryptocurrency wallet in the Bitcoin network can be like this:
- 1A1zP1eP5QGefi2DMPTfTL5SLmv7DivfNa
For the Ethereum blockchain, the value of the cryptocurrency wallet address will be different:
- 0x32Be343B94f860124dC4fEe278FDCBD38C102D88
How to get a wallet address for cryptocurrency?
After installing the crypto wallet application, you will not yet have a ready-made address for receiving cryptocurrency. To create it, you need to go through several steps. Let’s look at this using the example of the MetaMask wallet, which supports the Ethereum network.
- Download and install MetaMask — the application is available as an extension for browsers (Chrome, Firefox) or a mobile application.
- Create a new wallet — open the app and click “Create wallet”. You will be asked to create a strong password.
- Save the secret phrase — these are 12 words that are needed to restore access to the wallet. Write it down and keep it in a safe place!
- Done! — After the process is complete, you will see your unique address, which begins with 0x… This address is your public key, which you can use to send tokens in the Ethereum network.
Now to the question: is the address unique? Yes, absolutely. Each crypto wallet has its own unique address, which is created according to complex cryptographic rules. Therefore, such an address is tied only to your wallet, and the probability of matching with another tends to zero.
Which cryptocurrency wallet is the most trusted one
ZebPay app in India
ZebPay is one of the top cryptocurrency wallets in India, combining a simple interface and powerful features for experienced traders. With its help, you can make fast payments via the Bitcoin Lightning Network, as well as use the built-in security feature to block outgoing transfers. In the application, you can set up trading alerts, work with asset pairs, and buy cryptocurrencies with minimal losses when the price slips.
- Cryptocurrency wallet app: ZebPay download
Zengo Wallet
Zengo Wallet is distinguished by its reliability. To store and transfer cryptocurrencies, a technology is used that divides the private key into several parts (MPC). This means that in order to conduct a transaction, all parties who own parts of the key must agree to it. Thus, one part will not be enough to make a transfer.
But, of course, there are certain aspects. For example, you will have to pay an additional $9.99 per month to use the Pro version. But for this, you are given access to DeFi capabilities and priority customer support.
- Cryptocurrency wallet app: Zengo Wallet download
Uniwall Holiverse
Uniwall Holiverse is a crypto wallet with unique features, which is currently undergoing testing and auditing. Lado Okhotnikov, the founder of Holiverse, talks about the high level of security and privacy of crypto assets. The words are confirmed, the company really uses Multisig technology which requires the participation of all secret key holders to conduct the transaction.
The wallet is planned to be launched late 2024 – early 2025, and it will be available for Android and iOS. If desired, users will be able to disable internal services and use the application as a non-custodial wallet (in which you yourself have full control over your funds and private keys).
- Cryptocurrency wallet app: Uniwall download
Coinomi
Coinomi is one of the first multi-currency wallets, which remains relevant today. The wallet supports a wide range of cryptocurrencies. With the help of the integrated dApp browser, you can connect to other decentralized applications. In addition, Coinomi generates a seed phrase twice as securely compared to other wallets and supports SegWit for faster and cheaper transactions.
However, there are some disadvantages. Coinomi does not integrate with hardware wallets, which may be inconvenient for those who need an additional level of protection. In addition, the wallet has a partially closed source code, which may indicate incomplete transparency.
- Cryptocurrency wallet app: download
eToro Mobile Wallet
eToro is known as a crypto exchange, but not many have heard of their crypto wallet. The application is no different from the rest in functionality. Therefore, those who decide to use it will get everything that similar applications already have.
At the same time, there are also moments that are a little upsetting. For example, withdrawing funds to a crypto wallet can take longer than desired. The verification process is also not the fastest, and opening an account requires a fairly high initial deposit.
- Cryptocurrency wallet app: eToro Mobile Wallet download
Exodus Wallet
Exodus Wallet is a software wallet for Apple devices. Login through the application on iPhone or iPad can be protected with a fingerprint or Face ID. Exodus supports more than 100 cryptocurrencies, and its minimalist design makes it convenient and understandable to use.
You can convert cryptocurrencies directly through the built-in wallet exchange, but fiat transactions are not available. The app is free and provides access to private keys, which is suitable for experienced users. However, if you lose the keys, you will no longer be able to access the tokens, so storing seed phrases on the device is not recommended.
- Exodus cryptocurrency wallet in App Store
Trust Wallet
Trust Wallet supports all major tokens, including ERC-20, ERC-721, and ERC-1155. With integration with more than 50 blockchains, this wallet is suitable for both storage and frequent transfers. Another advantage is the built-in Web3 browser, which allows you to easily connect it to decentralized applications. In addition, Trust Wallet officially supports Binance, which guarantees constant updates and new features.
The main advantages are a clear interface, support for a huge number of tokens, and integration with the exchange. Security is also fine here. However, there are some downsides: the transition to Binance DEX may not be entirely obvious, and price notifications sometimes work unstably.
- The application is easy to find and download on the Trust Wallet official website
Why you shouldn’t store cryptocurrency on the exchange
Even a giant like Binance has had more than half a billion dollars stolen from users’ accounts by hackers throughout its history.
Why is that? It’s simple: the more popular the platform, the more attackers dream of profiting at the expense of users. And there’s nothing you can do about it, the money from your account will disappear if hackers hack the exchange itself.
Of course, crypto wallets are sometimes hacked. But in this case, the owner is most often to blame — someone disclosed a seed phrase, someone clicked on a phishing link. Nevertheless, it is recommended to store cryptocurrency on “hot” or better on “cold” (hardware) wallets.
I wonder what crypto wallets and “Geeky Medics” have in common? Click the link for the answer — don’t miss it!
