The 100–110cc segment remains a go-to choice for riders who want something simple, efficient, and easy to live with. These bikes handle daily commutes well. They don’t ask for much maintenance, and keep fuel bills low. Models like the Hero HF 100, Honda Shine 100, and TVS Sport continue to deliver strong value. It’s important to take precautionary measures with these bikes as well by acquiring appropriate insurance.
Introduction
In 2025, the commuter segment in India has evolved beyond just mileage and low cost. There is a growing demand for bikes that strike a balance between practicality and a premium riding experience. These bikes still prioritise everyday usability, but they incorporate improved build quality, refined engines, and features that enhance daily rides, making them more comfortable and enjoyable. If you have a budget of up to ₹1.5 lakh, some strong contenders deliver excellent value while offering a bit more than the usual commuter.
It is just as important to choose the right insurance once you narrow down your options. At a minimum, it is essential to have valid third party bike insurance to stay road legal.
10 Affordable 100–110cc Bikes That Offer More for Less in 2025
The 100–110cc segment delivers great value in 2025 if you are looking for a practical bike that is easy to maintain and light on fuel costs. Here are ten options that offer great performance without stretching your budget:
1. Hero HF 100
Price: ₹60,000 (approx., ex-showroom)
The HF 100 is Hero’s most affordable bike, and it continues to be a popular option in 2025. It has always been positioned as a good commuter, and with updates to meet OBD 2B norms, it remains both relevant and efficient. The bike is simple, durable, and exceptionally cost-effective. This makes it an ideal choice for new riders or anyone looking for reliable transportation without the extras.
Key specifications:
- Engine:2cc, single-cylinder, air-cooled
- Power/Torque:9 bhp / 8.05 Nm
2. Hero HF Deluxe
Price: ₹60,000 to ₹68,000 (approx., ex-showroom)
The HF Deluxe is based on the same engine as the HF 100. However, it adds practical features like electric start and alloy wheels. This bike has been a strong performer in Hero’s lineup for years. It offers great mileage, low maintenance, and a design that feels a step above the entry-level.
Key specifications:
- Engine:2cc
- Power/Torque:9 bhp / 8.05 Nm
3. Hero Splendor Plus
Price: ₹74,000 to ₹82,000 (approx., ex-showroom)
Only a few bikes have achieved the iconic status of the Splendor Plus. It has built a reputation over decades for dependability, fuel efficiency, and ease of ownership. This remains mostly unchanged in 2025, and that is exactly what many buyers appreciate. It is a safe investment, with excellent resale value and nationwide service coverage.
Key specifications:
- Engine:2cc
- Power/Torque:9 bhp / 8.05 Nm
4. Hero Passion Plus
Price: ₹79,000 to ₹81,000 (approx., ex-showroom)
The Passion Plus is a well-balanced option for those who prefer something with a more modern design. The bike shares its core components with the Splendor. However, it adds sleeker bodywork, a semi-digital instrument cluster, and bolder graphics. It is a good choice for buyers who want a reliable commuter with a bit more visual appeal.
Key specifications:
- Engine:2cc
- Power/Torque:9 bhp / 8.05 Nm
5. Honda Shine 100
Price: ₹68,000 (approx., ex-showroom)
The Shine 100 is launched to compete directly with Hero’s dominance in the 100cc space. It is Honda’s most affordable bike. The engine stands out for its refinement and smooth throttle response. It is particularly suitable for city traffic, where comfort and low NVH (noise, vibration, harshness) levels matter more than raw performance.
Key specifications:
- Engine:98cc, single-cylinder, air-cooled
- Power/Torque:28 bhp / 8.05 Nm
6. Bajaj Platina 100
Price: ₹68,000 (approx., ex-showroom)
The Platina 100 is a commuter designed with comfort in mind. It comes with Bajaj’s ‘Comfortec’ suspension system that makes a noticeable difference on bumpy roads. The long and soft seat and upright ergonomics add to its everyday usability as well. This bike is also one of the few bikes in this bracket where comfort is prioritised without sacrificing fuel efficiency.
Key specifications:
- Engine: 102cc
- Power/Torque:8 bhp / 8.34 Nm
7. TVS Radeon
Price: ₹59,000 to ₹84,000 (approx., ex-showroom)
The Radeon brings something slightly different to the table. It combines an old-school kind of styling with useful modern touches like a USB charging port, LED DRLs, and a wide, comfortable seat. The engine is tuned for city use, with smooth low-end torque delivery. It is a great choice for those who value comfort, style, and a durable build.
Key specifications:
- Engine:7cc
- Power/Torque:08 bhp / 8.7 Nm
8. TVS Sport
Price: ₹65,000 to ₹66,000 (approx., ex-showroom)
The TVS Sport remains one of the most fuel-efficient bikes in the 100–110cc category. Its lightweight build, straightforward design, and reliable engine make it a smart pick for riders who want a no-fuss commuter that is easy on the pocket. The bike also offers impressive mileage figures—a major advantage for daily riders covering longer city routes.
Key specifications:
- Engine: 7cc
- Power/Torque: 1 bhp / 8.7 Nm
9. Bajaj CT 110X
Price: ₹68,000 (approx., ex-showroom)
The Bajaj CT 110X is built for durability—this model is designed to take on rougher terrain and heavier daily use. It features practical additions, such as a crash guard, tank pads, and a rear carrier, which make it stand out in the entry-level segment. Although this bike remains simple at its core, the CT 110X offers solid value for riders who require a tough and reliable workhorse.
Key specifications:
- Engine: 45cc
- Power/Torque:48 bhp / 9.8 Nm
10. Bajaj Platina 110
Price: ₹71,000 (approx., ex-showroom)
This variant of the Platina series offers slightly enhanced performance due to its larger engine. It also features safety enhancements like the CBS (Combi Braking System), which helps improve stability during braking. The Platina 110 is best for riders who carry a passenger often or use their bike for slightly longer commutes.
Key specifications:
- Engine:45cc
- Power/Torque:48 bhp / 9.8 Nm
Conclusion
Choosing the right commuter bike in 2025 largely comes down to what you prioritise, like price, comfort, mileage, or performance. Additionally, it is essential to understand that maintaining the insurance is just as important as purchasing the right bike. Most services are now available digitally, and many riders prefer to compare and purchase bike insurance online. It is quick, transparent, and often more affordable than going through offline agents. At the very least, every rider is required to carry third party bike insurance—it covers liabilities that involve other vehicles or individuals. However, a comprehensive policy can offer broader protection.
Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.
