Scooters are a smart, budget-friendly way to beat rising fuel prices and traffic. From the reliable Honda Activa to the sporty TVS Ntorq and Suzuki Avenis, there’s a perfect ride for every rider under ₹1 lakh. Whether you prioritise mileage, style, or tech features, these scooters deliver value and convenience. Don’t forget—bike insurance isn’t just a legal must, it keeps you protected on every journey. Choose wisely, ride safely, and enjoy hassle-free commutes every day.
Introduction
Scooters continue to be a practical and affordable commuting choice in India, especially as fuel prices rise and traffic worsens. As the popularity of these two-wheelers grows, so does the need for safety coverage. Bike insurance not only protects your vehicle but is mandatory by law.
Top Scooters Under ₹1 Lakh
Scooters have become the go-to choice for urban and semi-urban riders in India. Whether you’re a college student, a working professional, or someone seeking a reliable second ride, the Indian two-wheeler market has some fantastic scooters to choose from.
Let’s explore five of the best scooters under ₹1 lakh that combine performance, price, and practicality—all while keeping you stylish on the road.
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Honda Activa
It’s no surprise that the Honda Activa always tops the list. Over the years, it has become synonymous with reliability, making it the highest-selling scooter in the country. Whether it’s for zipping through city traffic or running errands in your neighbourhood, Activa has your back.
Honda offers two key versions:
- Activa 110: It packs a 109.51cc engine producing 7.99PS and 9.05Nm of torque.
- Activa 125: It has a 123.92cc engine delivering 8.43PS and 10.5Nm of torque.
Both engines now conform to OBD2B emission standards, which means better efficiency and a greener ride.
Latest Ex-showroom Prices of Different Variants:
- Activa STD – ₹80,977
- Activa DLX – ₹90,996
- Activa Smart – ₹94,998
- Activa 125 Disc – ₹95,702
- Activa 125 Smart – ₹99,674
With its durable build, excellent mileage, and wide service network, the Honda Activa is the ideal scooter for both new and experienced riders.
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TVS Jupiter
TVS Jupiter is a serious contender that combines style, comfort, and practical features. It’s one of TVS’s best-sellers and comes in two engine variants:
- Jupiter 110: It features a 113.3cc engine that puts out 8.02PS and 9.8Nm.
- Jupiter 125: It houses a 124.8cc engine producing 8.16PS and 10.5Nm.
What makes Jupiter stand out is its comfort-first design. It offers an external fuel fill (no need to open the seat!), a mobile charging port, large under-seat storage, and smooth ride quality.
Latest Ex-showroom Prices of Different Variants:
- Drum – ₹79,091
- Drum Alloy – ₹84,541
- Drum SXC – ₹88,091
- Disc SXC – ₹91,891
- Jupiter 125 Drum Alloy – ₹88,496
- Jupiter 125 Disc – ₹92,271
- SmartXonnect – ₹99,100
The Jupiter is perfect for families and professionals alike—practicality wrapped in a sleek design.
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Suzuki Access 125
If you’re after a no-nonsense, performance-oriented scooter, the Suzuki Access 125 is a brilliant choice. It’s currently the top-selling 125cc scooter in India—and for good reason.
Its 124cc engine churns out 8.43PS of power and 10.2Nm of torque, offering a smooth and refined ride experience. It’s known for being low-maintenance and fuel-efficient, with mileage ranging around 50 kmpl, depending on your riding style.
Latest Ex-showroom Prices of Different Variants:
- Drum – ₹82,900
- Disc – ₹89,400
- Disc Alloy – ₹94,500
The Access is well-suited for daily use and longer rides too. It blends simplicity, space, and strong build quality in one neat package.
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TVS Ntorq 125
Need something sporty and smart? Meet the TVS Ntorq 125—a scooter that doesn’t just ride well but looks great doing it. It’s especially popular among younger riders thanks to its aggressive styling, digital tech, and zippy performance.
The Ntorq is powered by a 124.8cc engine that produces 9.4PS and 10.6Nm of torque. It comes with advanced features like Bluetooth connectivity, navigation assist, and multiple ride modes on higher variants.
Latest Ex-showroom Prices of Different Variants:
- Disc – ₹87,042
- Race Edition – ₹92,582
- Super Squad Edition – ₹97,607
- Race XP – ₹98,222
While the top XT variant crosses ₹1 lakh, the above models stay within budget and still deliver a sporty punch with tech that’s hard to beat.
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Suzuki Avenis
Last but not least is the Suzuki Avenis, a sportier sibling of the Access 125. Designed for the urban rider, it comes with sharp styling, a digital console, and peppy performance.
The Avenis is powered by a 124cc engine that produces 8.7PS and 10Nm of torque. It feels lightweight and quick, making it a good choice for city traffic. The scooter also offers ample legroom and a flat floorboard for added convenience.
Latest Ex-showroom Prices of Different Variants:
- Standard – ₹93,200
- Race Edition – ₹94,000
Though it’s a relatively newer entrant, the Avenis has gained traction among buyers who want something stylish, nimble, and dependable.
Don’t Ignore the Legal Essentials
Before you take your scooter out for a ride, ensure it is covered under third-party bike insurance. It is not just mandatory by law but also protects against damages to others in case of an accident. Most showrooms offer bundled insurance at the time of purchase but always verify the coverage and renewal terms.
Several insurance providers now offer digital policies with paperless documentation. Opt for add-ons like zero depreciation or roadside assistance for extra peace of mind.
Conclusion
Choosing a scooter under ₹1 lakh is easy with options like Activa, Jupiter, Access, Ntorq, and Avenis. Whether you seek efficiency, comfort, or style, these five offer great value. Ride smart, stay protected with scooter insurance, and enjoy every journey with confidence and convenience.
Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.
