There is no time like the festive season to renovate your home and give it a freshly refurbished look. Apart from the excitement and hustle-bustle of the holiday season, there’s an undeniably positive vibe in the air – a perfect time for making a fresh start. This is also an excellent time to enjoy discounted prices on furniture, appliances, and décor as most brands run sale offers.
Of course, home renovations involve substantial financial commitment, regardless of whether you are renovating your kitchen or redesigning your living room. A home renovation loan from IndusInd Bank can help you manage these hefty expenses comfortably and realise the festive vision for your home.
Elevate Your Home with a Home Renovation Loan
A home improvement loan from IndusInd Bank is a multipurpose financing solution. This means you can use it to fund any renovation project without any restrictions. Here are a few ways in which you can use the loan:
Renovations and Upgrades
The most common use of a home renovation loan during the festive season is to improve one’s current living space. This can include remodelling the kitchen, upgrading the living room, or repainting walls. These changes enhance your living experience and your home’s aesthetic value, making it well-suited for hosting festive gatherings.
Repair and Maintenance
Sometimes, homeowners need immediate funds to finance unexpected issues, like fixing the electrical system, repairing a leaky roof, or replacing damaged furniture. A home interior loan provides the financial support to manage these urgent repairs comfortably, making way for a stress-free festive season filled with happiness.
Gardening and Outdoor Improvements
An attractive outdoor area can be an excellent setting for hosting festive events. You may always use your home improvement loan to enhance your outdoor space, like landscaping your garden, building a patio, or adding a swimming pool.
Features of IndusInd Bank’s Home Improvement Loan
IndusInd Bank offers flexible personal loans for home renovations with a host of features like:
High Loan Amount
With IndusInd Bank, you can get a personal loan ranging from INR 30,000 to INR 5 lakhs to fund your home renovation project.
Quick Digital Application Process
IndusInd Bank offers a 100% digital 4-step loan application process, allowing you instant access to the amount.
Competitive Interest Rates
You can avail of a personal loan to renovate your home at competitive interest rates, starting at just 10.49%.
Once the bank verifies your application, they instantly approve and disburse the loan amount to your account.
No Collateral Required
You don’t need to pledge any asset or security as collateral or appoint a guarantor.
Flexible Repayment Tenure
You can select your desired repayment tenure, ranging from 12 to 48 months, to repay the loan comfortably.
How to Apply for a Home Renovation Loan with IndusInd Bank
IndusInd Bank offers a 100% digital loan application process. Follow these steps to apply online:
- Visit IndusInd Bank’s official webpage for ‘Personal loan for home renovation’ and click ‘Apply now.’
- Fill in your personal information and loan specifications; verify your address details
- Get the best loan offer in accordance with your needs and complete your video KYC
- Furnish your bank account details for instant loan disbursement.
Usher in the Festive Season with an IndusInd Bank Home Improvement Loan
Whether you want to fund sudden repairs or deck up your home for the festive season, a home improvement loan from IndusInd Bank will help you manage all expenses seamlessly. IndusInd Bank is a reliable partner offering attractive interest rates, a hassle-free application process, and flexible repayment tenures. and prepare to see your home get festive-ready.